Georgia Paycheck Calculator
Detailed paycheck estimator for workers in Georgia (GA). Uses updated 2026 federal withholdings, FICA tax limits, and state-specific tax brackets.
Estimate Take-Home Income in GA
4.99% Flat TaxCalculator Inputs
Calculation Result
How much tax comes out of a paycheck in Georgia?
Georgia taxes W-2 income at a flat 4.99%, down from 5.19% on January 1, 2026 under HB 463. A single filer earning $75,000 takes home about $58,583.50 a year.
W-2 tax structure in Georgia
Georgia moved off graduated brackets to a single flat rate. HB 463 cut that rate from 5.19% to 4.99% effective January 1, 2026, hitting the sub-5% target three years ahead of the original schedule. Georgia also applies a $14,700 standard deduction for single filers before the flat rate is assessed, so your effective rate is lower than 4.99% of gross.
Worked payroll example (gross $75,000 salary)
| Withholding Category | Annual Deduction |
|---|---|
| Gross Pay | $75,000.00 |
| Federal Income Tax | -$7,670.00 |
| FICA Tax (Social Security & Medicare) | -$5,737.50 |
| State Income Tax | -$3,009.00 |
| Net Take-Home Pay | $58,583.50 |
What makes Georgia W-2 taxation different?
Georgia's rate cuts run on a legislated trigger system, making it essential to verify the current rates each tax year. The median household income in Georgia is $79,991 according to the U.S. Census Bureau.
Relocating from or to Georgia?
Comparing Georgia to North Carolina, Georgia's flat 4.99% is still higher than North Carolina's 3.99%. Both states cut their rates on January 1, 2026, and both have further reductions tied to revenue triggers.
Frequently Asked Questions
Is Georgia's state tax rate still dropping?
Yes. Georgia's statute allows for further automatic cuts below 4.99% if state revenue targets are met. HB 463 already accelerated the schedule by three years.
Does Atlanta have a separate city income tax?
No. Georgia does not permit local municipal income taxes. The 4.99% flat state rate is the only income tax Georgia residents pay, which is unusual among its neighbours.
What is Georgia's median household income?
According to the 2024 U.S. Census Bureau ACS estimates, the median household income in Georgia is $79,991.
Is Georgia cheaper to live in than Florida?
Yes, overall. Georgia's MERIC composite index is 92.2 (U.S. average = 100) compared to Florida's 101.4, indicating lower typical housing and retail costs.
- Federal baseline calculations: IRS Revenue Procedure 2025-32.
- FICA caps and limits: Social Security Administration (2026).
- State tax rates: Tax Foundation Individual Income Tax Rates (2026).
- Median household income: U.S. Census Bureau ACS (2024).
- Cost of Living Index: MERIC Cost of Living Data Series (2025).
Georgia cut its rate to 4.99% on January 1, 2026
HB 463 lowered Georgia's flat income tax rate from 5.19% to 4.99%, effective January 1, 2026. That put the state below 5% three years earlier than the original schedule set out.
This is worth checking on any calculator you use. A tool still showing 5.19% is running last year's number, and on a $75,000 salary the difference is around $120 a year. A tool showing an old graduated bracket table is further out of date still, because Georgia moved off brackets to a single flat rate.
Georgia also applies a $14,700 standard deduction for single filers before the flat rate is assessed, plus $3,000 per dependent. That is why your effective rate lands below 4.99% of gross. On $75,000, Georgia state tax is about $3,009, and take-home is roughly $58,583.50 after federal tax and FICA.
Georgia's statute allows further automatic cuts below 4.99% if state revenue targets are met, so this rate is likely to keep drifting down. It is worth re-checking each January rather than assuming last year's figure still holds.
One simplification in Georgia's favour: no Georgia city or county levies a local income tax. Unlike neighbouring states with county or municipal layers, the state rate is the whole income tax story. Atlanta adds nothing to your payroll.
Georgia ranks 35th of 50 for take-home pay
On a $80,000 salary, a single filer keeps $61,867 in Georgiaafter federal tax, Social Security, Medicare and state tax — $3,243 less than Alaska, the highest.
Plan your Georgia Budget: The Paycheck Split™
The Paycheck Split™
Divide your take-home pay to plan your budget (Essentials, Lifestyle, Financial Goals).